Android AVD error : userdata.img not found

So I am starting with Android development. Perhaps inking another book deal in the future (crossing fingers!). 

PROBLEM

During the creation of a AVD (Android Virtual Device), after selecting Android 4.1 as target, I got the following error:
Unable to find a 'userdata.img' file for ABI armeabi to copy into the AVD folder.

This is because the AVDM does not find the necessary files so it can emulate the configuration you are creating.

SOLUTION

On Eclipse toolbar click on Window > Android SDK Manager and select the ARM EABI v7a System Image under Android 4.1.

Go through the installation process. Once download is complete it is then possible to create the Virtual Device.